No free alternative to Xactimate yet
No free tool prices property damage repairs from regional unit-cost data in the estimate format insurers accept; free helpers are small unlicensed prototypes.
About this gap
- Xactimate, Xactimate Pro, 12-month subscription
$2,690 USDa year
≈$3,835.13 CAD a year (converted from USD)
- Build effort
Years, or a funded team
An editor’s estimate for a free tool that ranks Strong.
- Demand
Nobody has asked for one yet.
What a free alternative needs
The capabilities that keep people paying for Xactimate.
Regional line-item price lists
Unit costs for labor, materials and equipment, refreshed regularly for each market.
Room sketching and measurement
Roof and wall assemblies that expand into line items
Estimate exchange with carriers
Files and reports that insurance companies and adjusters can import and review.
Photo and report packages
Why it is hard
Price data is licensed and updated for hundreds of local markets, and carriers expect estimates in Xactimate's own formats.
Closest free options
No free tool covers a meaningful part of it yet.
Building one?
List your tool on Gratistack when it works. Once an editor maps it to Xactimate, it shows on this page and in search, and the people waiting here can hear about it.
- Listing is free. An editor reviews the free queue every week.
- Want a decision sooner? The optional $49 fast-track gets one within 48 hours. It buys speed, not approval, and a rejection is refunded.
- Once it is listed as an alternative, you can sponsor the alternatives page for $149 per 30 days. Sponsors are labeled and never change the ranking.
About this page
Last checked : an editor confirmed that no free alternative ranks Strong.
Price: Xactimate Pro, 12-month subscription, checked Oct 8, 2026. Price source. USD to CAD at 1.4257 as of Oct 7, 2026.
Know a free alternative? Tell us.
Xactimate is a product of Verisk Xactware, named here for comparison only.